PayPal can be frustrating if you want to put funds in your bank account. To that end, PayPal is rolling out an instant transfer option in the US. Zelle's big differentiating feature was going to be instant bank transfers that are processed in minutes instead of days. Today, PayPal. Hi everyone, I was just trying to pay for something on eBay hoping to be able to pay instantaneously. But I can't. The only Funding Option I'm.